Picking a Health Care Plan Assignment 

Since this week is all about Health Care, I think it’s appropriate to have you research and select a Health Care Plan for yourself and your family (if you have a spouse/kids). If you already have a plan, you may include it as ONE of the options you research, but you still have to evaluate if it is STILL the best plan for you (if you are still under your parents plan, you may use that as one of the options you research- and find out how much your family can afford.)

If you currently do not have an income, you can use a budget amount that you think would be realistic for when you will have an income (ie: move out and are supporting yourself).

The assignment is to attach a Microsoft Word (or PDF) document to this assignment with the following parameters:

Typed, double spaced, 12 point font.

Length should be 2-5 pages… whatever you need to be complete.

Please write this in an “Essay” type of discussion style, not in a numbered question and answer style.  Include an Introduction, a Body and a Summary of the discussion.  

There should be 3 sections in your Essay:





The Introduction should cover:

WHO you are looking to cover (yourself? spouce?  kids?);

What are your health care needs?

Do you want to keep your current doctors?

How much can you afford per month to pay for a plan?


Body of the Essay: With the above information you answered, you will research 3 Health Care Plans from different Companies of your choosing and find one plan within each of the 3 companies that you feel fits your needs at this time.

COMPARE each of the 3 plans with each other (NOT the 3 Companies! — but rather a specific plan within each company… I do NOT want to see any comparisons of HMOs vs PPOs or Aetna Vs Keiser…. but rather the Aetna 1500 plan vs Keiser’s 2500…etc.)

         The body should include:

Who is covered (individual or family)?

Type of plan…PPO/HMO?

Cost of overall plan?

Co-Pays / Out of pocket expenses?

What services or types of treatment are covered/ what items of importance to you are not covered?

Doctors – are yours ‘in network’ or ‘out of network’?

Convenient locations for treatment?

and any other needs/interests you may find to compare.


The Summary: After all the comparisons, summarize your findings and CHOOSE ONE of the health plans that you think would be the best for you and explain why.

What are the current and future health care needs in your household?

Do you think you will use health care services often or just rarely? That answer can help you decide whether to choose a plan that offers basic coverage, or one with broader benefits.

Do you want to keep your current doctors?

Will you want to keep seeing your doctor? That might dictate the type of plan you choose. HMO plans require that you use doctors in the network. So, check to see if your doctor is in the network. Or consider a Preferred Provider Organization plan. It lets you visit almost any doctor.

How much can you afford to pay for health insurance?

Knowing your price range can help narrow the options.

Make sure you understand your costs. You will have a monthly cost for your plan and other expenses, such as an annual deductible or payments for office visits. Plans with higher monthly costs tend to have lower costs for office visits and other services. If you want lower monthly costs, you will pay higher costs for office visits and other services.

What health expenses will the plan cover?

When comparing plans, look to see what expenses are covered. Will the plan pay for physicals, shots and other preventive care? How about prescription drugs or dental care? Some plans cover expenses like these, some do not. Be sure to understand and assess the benefits of each plan you are considering.

Airshow day 1 winner ( spreadsheet Attached below)

This writing assignment provides you with practical experience in reporting calculated data using a Memorandum of Understanding (MOU). MOUs are common, both domestically and abroad. They vary in length and complexity, but each MOU represents mutually accepted expectations between people, organizations or governments.

An MOU should:

  • Clearly outline specific points of understanding.
  • Describe who the parties are and the project for which they are agreeing.


During Day 1 of the Airshow, an emergency required the launch of an additional sortie for the KC-135. Because members of your team were already on board, they recorded an additional aircraft data point of 10.71. Use the spreadsheet that you created for the Module 2 – Discussion: Airshow Day 1: Mean and Standard Deviation to:

  1. Calculate the new KC-135 Mean and Standard Deviation for eleven sorties.
  2. Determine the impact (if any) Sortie 11 has on the original ten KC-135 sortie mean and standard deviation calculated values.

Report the Winner

Now that you have all of the data, report the Day 1 Winner and the KC 135 Sortie 11 results. The winner is the aircraft type scoring 1) the highest mean and then 2) the lowest standard deviation (in the event of a tie). Report the winner and the KC 135 Sortie 11 results in a Memorandum of Understanding document. Your document should be a maximum of one page with one-inch margins using 11 point font and consist of only the following three paragraphs:

  1. Introduction – Prepare the audience for what he/she is about to read.
  2. Results – The facts.
  3. Conclusion(s) – Results are fact(s) based, concise and to the point; actionable.

Review the Writing Suggestions page for tips. Use this format for your document:


TO:             97th AMW – USAF

FROM:       Your Name

DATE:        Add Assignment Due Date

SUBJECT:  Determined by Student

Statistic –

150 words with one reference and intext citation 

Part 1

A situation that would be good to use statistics for is whether or not taking aspirin daily helps reduce the risk of a heart attack. My question would be does taking aspirin everyday reduce the risk of a heart attack?  The null hypothesis for this would be taking aspirin daily does not affect heart attack risk.   If we were to test the hypothesis and determine that the null hypothesis is rejected we can then assume we are accepting the alternative.  That being said it doesn’t necessarily mean that the statistical evaluation was bad.  It just means that currently there is really no relationship between aspirin and heart attacks. If the statistical evidence had proven that there was a benefit in taking aspirin everyday to prevent heart attacks, then it would be something beneficial both the pharmaceutical companies as well as the consumers who were already at risk for heart attacks or strokes.  If there is not enough evidence then I would maybe consider altering my hypothesis to be more specific. The effects of aspirin positive or negative have been something that has been studied for a long time amongst clinicians, and statistics has help aid in the ultimate use of aspirin day to day in medical practices. 


Tests of Significance: Against All Odds: Inside Statistics [Video file]. (2013). Retrieved April 8, 2019, from

Helmenstine, A. M., Ph.D. (2019, March 21). Null Hypothesis Examples. Retrieved from (Links to an external site.)Links to an external site.

150 words with one reference and intext citation 

Part 2

 The kind of question I would like to ask is whether or not eating healthy is statistically health against an average diet. So if this test was conducted and my hypothesis that diet is not the biggest factor to healthy lifestyle it would be hard to gauge without parameters as we need to know that the subject groups live similar lifestyles versus maybe a sedentary versus heavy exercise group. If there was enough significance to my trial it would show that yes healthy eating does play a role by lowering these key items in a persons health while also showing that the same was not the same for the opposite side. Statistical significance is important however i feel sometimes the data is used to justify a significant change for people like in the example of lowering blood pressure by 2 percent for many it would make little difference if their blood pressure was already well controlled with current medication, and the outcome would only be significant to a small group to get them to a more proper pressure to help alleviate possible complications later in life.  


150 words each part. Use one reference and include in-text citation.

Respond to their opinions about the correlation equals causation debate.

Ask questions about their responses to why they might question how well one predicts another.

Comment on their reasons why their genetics and/or childhood experiences might fail to predict their decisions/actions as adults. Contrast their response to this question to your own response. How and why are they the same? How and why are they different?

Part 1

The reason of course that twins are used is because they are identical genetically, and therefore you are taking out a variable that could potentially change the validity of the research.  There is actually a documentary out that delves into this interesting topic, and reunites three identical triplets that were all separated at birth.  All three showed similarities even though they were raised in different environments.  In my opinion there really isn’t one answer.  You can’t deny that genetics play a factor, however, how one is raised and their environment can also greatly shape an individual as well.  They aren’t necessarily mutually exclusive.  I do believe genetics play a heavier hand in regards to mental and behavioral disorders, and how individuals handle different stressors or events.  What they witness in childhood absolutely shapes them as adults.  This is why many individuals state that children are extremely observant, and they are like sponges absorbing all the information and behaviors around them.  Although I have a lot of the same behavioral and physical traits as my parents, that does not guarantee that everything will be the same.  I went to a different college, and chose a different career path.  Through these different life choices, certain outsourced behaviors can be learned.  Nature vs. nurture is still to this day one of the highest debated topics, and one that is extremely fascinating!

Part 2

The use of twin studies can clarify whether characteristics are determined by genes or environment based on how many commonalities they have. The more commonalities they have the more data is produced to prove nature or nurture. Twins raised apart with similarities prove shared genetics. Twins raised together with similarities are interesting, but cannot prove if genetics or environment are the cause of the similarities. However, many other factors could come into play for these individuals. Twins raised apart could have similar childhoods or be exposed to traumatic events that lead to similarities or differences.

These studies are very controversial. I recently watched a documentary about triplets who were purposely separated at birth for the purpose of studying them. They ended up finding each other in college and found out they have many similarities. Although they had these similarities though, their separation left psychological damage. So I think you could predict that one variable could be like another, but there is always a possibility it will not be.

Thinking about my own life experiences my childhood might fail to predict my current career and adult life choices. My family, including all my grandparents, my parents, and siblings, all have worked for General Motors. I was raised as thinking my future would be working at GM like the rest of the family. However, I chose to go to college when I was 18 and have been working in the science field since. So one would probably predict I’d also make a career at GM, but I did not.

Nash Equilibria Analysis (needed in 7 hours) – just 1 page



A local law firm has hired G&B Consulting to help determine a business strategy. There is a competing firm in the area and recently the two firms have begun talks in regards to a merger. The merger would mean that there are now more shared resources than either had before individually, and they would operate more efficiently. However, it would take a committed effort to pull it off. One of your coworkers analyzes the expected profits of each firm should they choose to go along with the merger or not and gives you the following results. If both firms agree to the merger the new firm should expect profits of $30 million in the next year. If neither firm agrees to the merger then each should expect profits of $15 million for the next year. If one firm spends resources on pursuing the merger while the other does not, the firm pursuing the merger should expect profits of $10 million the next year while the other firm is able to focus more on new clients and should expect profits of $20 million in the next year.

Construct a payoff matrix to represent the profits for each company under the different outcomes. Then, determine if any dominant strategies exists and explain how you are able to determine this. Identify any Nash Equilibrium points. Use these to explain the options available to the client.

A coworker who is also working on the project used the same information you were given and wants to advise the client to work towards the merger no matter what as it will give the chance of obtaining the highest profits. Do you agree with this strategy?  Explain why or why not.

Create a report using Microsoft Word that will detail your responses to the client. Show all work, including any payoff matrices used, all steps to determine if there is a dominant strategy, all steps used to find any Nash Equilibrium points, and any necessary explanations with your solutions.

In the same document, compose an email in response to your coworker’s results.



  1. [1] Read Case 5.1 before answering items on this assessment. This assessment is worth 3% of the overall grade.

    Assume that the number of watches produced every hour is normally distributed with a mean of 500 and a standard deviation of 100. What is the probability that in a randomly selected hour the number of watches produced is greater than 500?0%100%50%25%

1 points   


  1. [2] Assume that the number of watches produced every hour is normally distributed with a mean of 500 and a standard deviation of 100. What is the probability that in a randomly selected hour the number of watches produced is less than 700?0.9772almost 00.47720.0228

1 points   


  1. [3] Assume that the number of watches produced every hour is normally distributed with a mean of 500 and a standard deviation of 100. What is the probability that in a randomly selected hour the number of watches produced is greater than 700?0.02280.97720.4772almost 0

1 points   


  1. [4] Assume that the number of watches produced every hour is normally distributed with a mean of 500 and a standard deviation of 100. What is the probability that in a randomly selected hour the number of watches produced is between 300 than 700?0.0455almost 00.45450.9545

1 points   


  1. [5] Assume that the number of watches produced every hour is normally distributed with a mean of 500 and a standard deviation of 100. What is the probability that in a randomly selected hour the number of watches produced is less than 300 or more than 700?almost 00.45450.04550.9545